19 Things Only People With Student Loans Will Understand ByTheGoat June 28, 2015August 5, 2015 Finance, Life 14. When you’re way behind on your payments, you become terrified of calls from 800 numbers. Pages: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19